I have a good relationship with my one credit card company. Only one, that is, unless you count the debit card that comes from my credit union. Technically they're different.
I've had that credit card for a long time. It kept me going in the lean years, and they managed to get their modest share of interest from me along the way. Once I got to the point where I didn't have to leave a balance on the card, I got fussy about paying off the monthly balance before the deadline. They were handling my money for free nearly all the time.
Apparently they noticed. I'm used to getting my bill just past the first of the month, with a date to pay it off without compiling interest for before the next month end to avoid interest.
A few days ago I made an extra payment since I'd been spending a bit extra. I have no problem making double payments in a month, since I keep a fluid balance in my checking account that I don't blow past. Since it was well past the 1st, I got an automatic "warning" that this would not count towards the monthly bill.
Huh? I've already paid twice since the first of the month. Just to keep the balance down, you know. But their first of the month bill hadn't gone out yet, unlike other months. They've been holding it, again unlike other months. So maybe they figure that I think I've paid it already. Both of the recent payments were after paying the minimum after the last bill went out. I've brought it down to zero each time, a favorite pastime of mine. Then I ordered groceries for something under $60. Just after their new billing date. So I still need to make another payment before the end of this month.
So-o-o-o not a problem. I could do it as soon as I finish this, but I'll let a bit more accumulate first. It was just interesting to me since they changed their timing. I can only conclude they're looking for more ways to acquire extra interest. It's not like I've been sending them any, and that's part of my agreement with them, that nothing is owed if all is paid off before the next bill. These last few years, occasionally something happens and I owe them a bit of interest about once a year. Just a bit, since I note that however tiny, it still is more than I'd get leaving my money where it is in a different institution earning interest.
The question I do keep asking myself is whether, after all these years of being a good reliable customer, they want to keep me or trick me into being driven away? There are other institutions who used to have my business, and either got sloppy or greedy. I refuse to use them to this day. One was so bad that even when I received a check to cash at their bank, coming from one of their customers at that precise branch, they tried to force me to give them my credit card number - or open an account there - before I could get my money. I had ID but that wasn't good enough for them. Eventually I figured out something different and got my money owed without compromising.
Just saying I can get pretty stubborn with greedy characters. I'll be keeping a close eye on the credit card company.
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